Risk IQ™

Better assess mortality risk on your applicants

 
Risk IQ is a multivariate mortality model designed to help underwriters more precisely quantify risk. It also offers the opportunity to identify high-risk applicants who would otherwise meet most preferred criteria (cryptic risk cases), as well as low-risk applicants who would conventionally be excluded from preferred pools on the basis of one or more apparent result outliers (hidden healthy cases). Unlike existing preferred underwriting systems, which generally categorize applicants into one of a small number (3-5) of risk classes, Risk IQ helps insurance companies offer a truly individualized risk assessment for each applicant.

Download the full infographic that depicts how using Risk IQ can help you place more applicants at preferred rates.